Annuities
We offer Fixed and Fixed-Indexed Annuities, which provide growth and protection of your retirement savings.
Are Annuities The Right Fit For You? Click this link to take our free analysis.
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Are you unhappy with interest rates in savings, checking, money markets and CD’s?
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Are you concerned about losing money?
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Are you looking for a lifetime income that you cannot outlive?
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Are you looking for guaranteed Fixed Rates above 5%?
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Are you looking to participate in market gains without risking any losses?
What Is An Annuity?
An annuity is simply a contract between you and an insurance company. You pay the insurance company one or more purchase payments (“premium”). In exchange, you get the benefits the insurance company guarantees through your annuity contract.
Some of those benefits are:
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Predictable Investment Returns.
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Guaranteed Minimum Rates.
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Tax-Deferred Growth.
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Guaranteed Income Payments.
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Safety of Principal.
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Bypasses Probate on Death
Why Choose An Annuity?
Saving for retirement is increasing in importance as people live longer. Interest rates and stock market prices fluctuate and cannot guarantee at what rate your savings will grow. Annuities are designed to help you achieve your goals for retirement savings. They provide insurance against major financial risks, such as market losses and outliving your money.
Here are just a few of the companies we currently work with:
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Allianz — Rated “A+ (Superior)”
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American Equity — Rated “A- (Excellent)”
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Americo — Rated “A- (Excellent)”
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SILAC Insurance Company — Rated“B++ (Very Good)”
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MassMutual Ascend Life Insurance Co. - Rated “A+ (Superior)”
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Greek Catholic Union — A+ (Superior)”
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Oceanview Life and Annuity — Rated “A-(Excellent)”
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Nassau Life and Annuity Co. - Rated “B++ (Very Good)”
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Royal Neighbors of America — Rated “A- (Excellent)”