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We offer fixed and fixed-indexed annuities, which provide growth and protection of your retirement savings.

An old couple using computer happily

Are Annuities The Right Fit For You? Click this link to take our free analysis. 

Ask yourself...

  • Are you unhappy with interest rates in savings, checking, money markets and CD’s?

  • Are you concerned about losing money?

  • Are you looking for a lifetime income that you cannot outlive?

  • Are you looking for guaranteed Fixed Rates above 5%?

  • Are you looking to participate in market gains without risking any losses?

Annuities might be the answer!

What is an Annuity?

An annuity is simply a contract between you and an insurance company. You pay the insurance company one or more purchase payments (“premium”). In exchange, you get the benefits the insurance company guarantees through your annuity contract.

Some of those benefits are:

  • ​Predictable Investment Returns

  • Guaranteed Minimum Rates

  • Tax-Deferred Growth

  • Guaranteed Income Payments

  • Safety of Principal

  • Bypasses Probate on Death

Why Choose An Annuity?

Saving for retirement is increasing in importance as people live longer. Interest rates and stock market prices fluctuate and cannot guarantee at what rate your savings will grow. Annuities are designed to help you achieve your goals for retirement savings. They provide insurance against major financial risks, such as market losses and outliving your money.


Katie A.

"I found my experience with American Senior Benefits to be great! My agent Travis S. was very helpfully. He listened to my needs and I couldn't have asked for a better experience. I also really like my monthly rate. I thought it would have been high for my age but was pleasantly surprised."
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